Right Start 4 Kids Eliminates Many OOP Expenses for Dental Services for Kids ≤ 12

Posted Oct 2023

By Delta Dental of Arkansas

Tagged oral health, healthy habits, gum disease, tooth decay, cavities, check-ups, co-insurance, deductibles, 12 years, 100% dental coverage, Right Start 4 Kids, RS4K

Share this post

Right Start 4 Kids Eliminates Many OOP Expenses for Dental Services for Kids ≤ 12

Good news for parents!

Delta Dental of Arkansas recently expanded its benefit schedule for kids 12 and younger that’s bound to make you smile.

We are offering Right Start 4 KidsSM.

Right Start 4 Kids, or RS4K, pays 100% of most covered dental services for your children 12 and younger who are covered on your Delta Dental group plan.

That means:

  • Goodbye, deductibles!
  • Goodbye, co-insurance!
  • Goodbye, waiting period!


Right Start 4 Kids = Right Results 4 Healthy Smiles and Family Budgets

Healthy teeth that last a lifetime originate in early childhood. Regular visits to the dentist, starting with baby teeth, help establish healthy habits and a positive attitude toward dental care. 

However, research shows that even parents with dental insurance hesitate to take their children to the dentist, partly because of concerns over out-of-pocket expenses like deductibles and co-insurance.

To reduce those worries, Delta Dental of Arkansas has added Right Start for KidsSM to its Delta 1000, 1500, 2000 and 2500 dental plans for small businesses. RS4K is expanded benefit coverage for employees covered under those group plans.

RS4K eliminates deductibles, co-insurance and waiting periods for all covered services (except orthodontics) for kids 12 and under, such as

  • check-ups
  • ·oral exams
  • X-rays
  • sealants
  • fillings, and
  • crowns.

A couple of limitations apply. See below.


How to Use Right Start 4 Kids the Right Way

You may be thinking, “Practically no out-of-pocket expenses for me when my kids see the dentist? What’s the catch?”

There is no catch, but you’ll want to know a couple of restrictions so you (and your kids) can take full advantage of RS4K:

  • RS4K is for kids 12 and under who are covered under your Delta Dental plan.
  • Orthodontia is not eligible for coverage under RS4K.
  • To receive the RS4K benefit, your children 12 and under must visit a network provider.  When dental care is obtained from an out-of-network provider, coverage levels will be reduced.
  • The annual maximum still applies. 


RS4K for All Businesses

Any business not signing up for one of the small-group plans can request to add RS4K benefits to their quote.

Owners or benefits administrators of a mid-size or large business are encouraged to get in touch with their account manager to inquire about adding RS4K to their employee benefits package.


Dental Insurance = The Right Choice for You?

If you are a business owner or HR manager and RS4K has inspired you to consider dental insurance for your employees, check out our different coverage options. Delta Dental of Arkansas offers a variety of competitively priced dental and vision plans for small to mid-size and large businesses.

Blog Detail