Turning 26? Time to Get Your Own Dental & Vision Insurance

January 2020

Were you born in 1995? Then you’re facing a milestone this year.

You are the first Gen Zer (or post-millennial) to turn 26 this year, and that means you may no longer be covered under your parents’ dental and vision insurance*.

Now is the time to get your own insurance plans.

On the bright side, that makes you a trailblazer for the rest of your generation, born between 1995 and 2010, who will face this situation in the next few years.

If you already have insurance through your employer, you’re good to go. You don’t have to do anything and nothing will change for you on your 26^th birthday.

But if you’re covered as a dependent under your parents’ plan because you’re still in school, work as a freelancer or don’t have employer-provided insurance at your job, you will need to buy an individual plan.

Delta Dental of Arkansas wants to make it easy for you to obtain individual dental and/or vision coverage at an affordable cost, with a low deductible and, possibly, no waiting period for benefits.

There is just one “simple” to-do for you before turning 26:

Select your individual dental and/or vision plan before you turn 26 so your coverage starts promptly on your birthday. Read the Delta Dental rates and benefit schedules and sign up.

If you purchase a plan without more than a 60-day gap in coverage, we will waive any waiting periods you would normally have.

Happy (Early) Birthday.

Adulting is hard. Taking care of your teeth shouldn’t be.

* Based on policy and contract provisions. For most Delta Dental of Arkansas dental and vision plans, dependents age 26 and older are not eligible for coverage on their parents' plan. This does not apply to disabled dependents.