Why Dental Insurance? Glad You Asked!
Maybe you think you don’t need dental insurance. You can see a dentist any time you want, so why plan ahead? Well, think again. It’s a simple fact that people with dental coverage are more likely to make that appointment – while only 34 percent of uninsured individuals report seeing a dentist twice a year or more*. We often take our oral health for granted. Good oral health, however, enhances our ability to speak, smile, smell, taste, touch, chew, swallow and convey our emotions through facial expressions. All of these things have a big impact on how we perform at school, work or in social situations. And they all have an influential role in quality of life. Dental benefits work because most dental disease is preventable. Delta Dental benefit plans are designed to be prevention-oriented. Restorative services are provided only when signs of more advanced dental disease are detected. Dental benefits are cost-effective because early detection and treatment of problems such as cavities or gum disease reduces treatment costs. That’s why most plans encourage subscribers to visit the dentist regularly. In case you want to wait until your mouth starts hurting, remember this - the cost of providing preventive dental treatment is estimated to be 10 times less costly than managing symptoms of dental disease in a hospital emergency room**. In case your employer doesn’t offer dental benefits, ask if they’ll offer it. If they won’t, Delta Dental offers individual insurance. Either way, you and your mouth will be better off with dental insurance than without. * Pettinato E, Webb M, Seale NS, A comparison of Medicaid reimbursement for non-definitive pediatric dental treatment in the emergency room versus periodic preventive care, Pediatric Dentistry, 2000: 22(6), pp. 463-468. .* The Long Group Retail Dental Insurance Consumer Acceptance Survey, June 2009.