Smile – You Don’t Have Large Company Problems
Dental insurance options for your family without having to work for a large companyNow that you are your own boss, you don’t need to work for a large company to get dental insurance. Tooth decay, gum disease and oral cancer can all be prevented, or at least diagnosed and treated early, with regular visits to the dentist. Whether you decide to finance your dental expenses, purchase a dental discount plan or buy dental insurance, it will help you get the dental care you need to maintain a healthy smile. Financing Your Dental Visits Pro: See any dentist you want, no monthly premium payment Con:More expensive dental costs, large payments are due at the time of service, unknown costs and limited cost protections Dental Discount ProgramsPro: Lower annual fee, receive dental services at a reduced cost or discounted fee Con: Limited choice of dentists, some dental services are not eligible for discounts, larger payments due at the time of service Individual Dental Insurance Pro:Full coverage plans similar to an employer’s dental benefits, minimal cost or no cost for preventive care, broad choice of network dentists, lower costs for dental services Con: Monthly or annual premium, may not be able to use benefits immediately Remember to weigh your options and determine the best path to keeping your family’s smile healthy. Call your local insurance agent, check out dental discount programs online or contact the dental insurance carrier directly for more information.